Meet Ben Northwood.
Empowering families and professionals and people approaching or enjoying retirement to make confident financial decisions
Ben Northwood
Linea Team - Wealth
Financial Adviser
BBus (Fin & Mgmt), GradDipFinPlan,
DipFinPlan, FAAA member
Ben Northwood is a Wealth Adviser at Linea who works with professionals, families, and business owners navigating complex financial decisions alongside busy lives.
Clients often come to Ben when their finances feel fragmented - investments in one place, super in another, decisions made reactively rather than with a clear plan. His role is to bring those pieces together into a structure people can understand, maintain, and trust.
With over 17 years’ experience, Ben is known for a calm, practical style that helps clients move forward with confidence. He focuses on clear trade-offs, realistic options, and decisions that support both short-term priorities and long-term goals.
Qualifications & Professional Memberships
Graduate Diploma Financial Planning - Kaplan
Diploma Financial Planning – Kaplan
Bachelor of Business - Swinburne University of Technology
Member, Financial Advice Association Australia (FAAA)
ASIC No. 001003891
“I’m deeply committed to ongoing education and staying ahead of industry trends.”
Services
Ben supports young families, professionals, and retirees with tailored financial strategies that grow confidence, protect lifestyle, and prepare for life’s next chapter.
Retirement Planning
Personal Insurance
Superannuation
Strategic Wealth Creation
Tax-effective Investing
Education Planning
Debt Strategies
Cash Flow Optimisation
Debt Recycling
Who I Work With.
Ben works closely with professionals, families, and pre-retirees who want to build financial confidence and connection across generations. His clients often come to him during transition points; starting families, growing careers, or planning for retirement, looking for a trusted partner to bring clarity and structure to the journey ahead.
Professional families juggling career growth and financial planning
Young couples starting families and building wealth
Early retirement planners preparing for lifestyle transitions
Retirees seeking to preserve income and legacy
My Advice Philosophy.
“Great advice doesn’t just grow wealth, it gives people the freedom to live with confidence"
For me, financial advice is about people, their stories, and the lives they’re building. I take the time to truly listen, because understanding someone’s journey is the foundation of meaningful advice. Whether a client is navigating a career change, starting a family, or preparing for retirement, I’m there for the long haul offering guidance, reassurance, and a steady hand through life’s transitions.
I believe that education is empowerment. My role is to simplify the complex, so clients feel confident and in control of their decisions. I always start with protection: because strong foundations matter, and build from there with strategies that are both smart and personal. My approach blends technical expertise with genuine care, because at the heart of every financial plan is a person with hopes, responsibilities, and dreams. That’s who I show up for, every day.
My Career Journey.
My path into financial advice wasn’t just a career choice, it was personal. I grew up in a household where money was tight, and I saw how financial stress could ripple through every part of life. It shaped me early on. I understood how uncertainty around money could affect relationships, limit choices, and hold back opportunities.
That experience lit a fire in me, a drive to help others avoid the same stress and feel empowered instead.
I started my career in 2008 as a graduate financial planner at CBA, where I spent over a decade working with families and high-net-worth individuals. In 2021, I joined AIA Financial Wellbeing, focusing on holistic advice and building strong protection foundations for clients.
Today at Linea Private Wealth, I continue to guide clients with clarity and care, combining institutional experience with a deeply personal approach. Seventeen years in, I still believe that good advice doesn’t just change bank balances, it changes lives. And that’s why I do what I do.
What Ben's Clients Say About Him.
Andy & Jane, pre-retirees, Hampton
"Ben helped us turn our scattered finances into a clear, confident plan. His advice was practical, personalised, and made us feel in control of our future. No question was too silly and we're reassured things are being looked after”
Leanne, young professional,
Frankston
"Ben takes the time to truly understand his clients, always putting their best interests first, and ensuring every recommendation is tailored with thought and integrity. His depth of knowledge is matched only by his sincerity and patience, making even the most complex financial decisions feel clear and manageable."
Leon & Rachel, young family, Cheltenham
“Starting a family came with so many financial questions. Ben helped us build a plan that felt secure, flexible, and tailored to our future. It gave us one less thing to worry about.”
Outside Of Work.
I’m an aspiring pilot, long black coffee enthusiast, and outdoor lover who finds joy in watching the weather roll through. Bayside Melbourne is my backyard, I spend weekends exploring its parks, beaches, and cafés with my family including 2 kids. Whether I’m whistling a tune or deep in conversation, I bring curiosity, warmth, and a genuine love for connection into everything I do.
Insights from Ben Northwood.
