Yesterday’s interest rate rise has brought uncertainty back into focus. Rising rates make cash feel safer, markets remain volatile, property is adjusting, and assets like gold attract attention. None of this is new. What matters is not reacting to each shift, but understanding how every decision fits within a long-term plan. In uncertain times, clarity, structure, and good advice help you move forward with confidence rather than hesitation.

Preparing for parenthood brings joy and financial challenges. Ben Northwood, a Melbourne-based family financial advisor and father of two, shares practical tips to help new parents budget, access government support, protect their family's future, and plan for education costs. With real-life stories and a free budgeting tool, this guide empowers families to navigate parenthood with clarity and confidence.